{"id":233914,"date":"2022-02-02T18:08:43","date_gmt":"2022-02-02T18:08:43","guid":{"rendered":"https:\/\/uat.seniorliving.org\/?p=233914"},"modified":"2025-04-18T22:16:47","modified_gmt":"2025-04-18T22:16:47","slug":"a-guide-to-credit-cards-for-seniors","status":"publish","type":"post","link":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/","title":{"rendered":"A Guide to Credit Cards for Seniors"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"<p>Credit cards are a great way to make purchases, particularly for emergencies, when you don\u2019t have enough cash on hand. However, credit cards come with drawbacks, as you will have to pay interest on any balance that hasn\u2019t been fully paid off each month. If you frequently make purchases and only pay the minimum amount&mldr; <a href=\"\" aria-label=\"View Post: A Guide to Credit Cards for Seniors\">View Post<\/a><\/p>\n","protected":false},"author":50,"featured_media":235367,"comment_status":"open","ping_status":"open","sticky":false,"template":"page_templates\/layout-template-2023.php","format":"standard","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"footnotes":""},"categories":[1],"tags":[14939],"class_list":["post-233914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corporateseniorcare","tag-finance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A Guide to Credit Cards for Seniors | SeniorLiving.org<\/title>\n<meta name=\"description\" content=\"Seniors can benefit from credit cards like Barclays AARP for medical expenses and American Express Blue Cash for groceries, but high interest and fees are key drawbacks.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Guide to Credit Cards for Seniors | SeniorLiving.org\" \/>\n<meta property=\"og:description\" content=\"Seniors can benefit from credit cards like Barclays AARP for medical expenses and American Express Blue Cash for groceries, but high interest and fees are key drawbacks.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\" \/>\n<meta property=\"og:site_name\" content=\"SeniorLiving.org\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SeniorLiving.org\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-18T22:16:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jeff Hoyt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@seniorlivingorg\" \/>\n<meta name=\"twitter:site\" content=\"@seniorlivingorg\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\"},\"author\":{\"name\":\"Jeff Hoyt\",\"@id\":\"https:\/\/www.seniorliving.org\/#\/schema\/person\/d7aa002a63708a8708a00ff30edd8835\"},\"headline\":\"A Guide to Credit Cards for Seniors\",\"datePublished\":\"2022-02-02T18:08:43+00:00\",\"dateModified\":\"2025-04-18T22:16:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\"},\"wordCount\":7,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.seniorliving.org\/#organization\"},\"image\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png\",\"thumbnailUrl\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png\",\"keywords\":[\"Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\",\"url\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\",\"name\":\"A Guide to Credit Cards for Seniors | SeniorLiving.org\",\"isPartOf\":{\"@id\":\"https:\/\/www.seniorliving.org\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png\",\"datePublished\":\"2022-02-02T18:08:43+00:00\",\"dateModified\":\"2025-04-18T22:16:47+00:00\",\"description\":\"Seniors can benefit from credit cards like Barclays AARP for medical expenses and American Express Blue Cash for groceries, but high interest and fees are key drawbacks.\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#primaryimage\",\"url\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png\",\"contentUrl\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png\",\"width\":1800,\"height\":600,\"caption\":\"Do Seniors Need A Credit Card\"},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.seniorliving.org\/#website\",\"url\":\"https:\/\/www.seniorliving.org\/\",\"name\":\"SeniorLiving.org\",\"description\":\"Get expert advice on all things senior living - from senior housing and safety, to money, health and care. We make aging easy for seniors and their loved ones.\",\"publisher\":{\"@id\":\"https:\/\/www.seniorliving.org\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.seniorliving.org\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.seniorliving.org\/#organization\",\"name\":\"SeniorLiving.org\",\"url\":\"https:\/\/www.seniorliving.org\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.seniorliving.org\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2021\/04\/seniorliving-logo-min.png\",\"contentUrl\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2021\/04\/seniorliving-logo-min.png\",\"width\":2201,\"height\":504,\"caption\":\"SeniorLiving.org\"},\"image\":{\"@id\":\"https:\/\/www.seniorliving.org\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SeniorLiving.org\/\",\"https:\/\/x.com\/seniorlivingorg\",\"https:\/\/www.instagram.com\/seniorlivingorg\/\",\"https:\/\/www.youtube.com\/channel\/UCIYQwu7wEpLyijISnF5Z6eA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.seniorliving.org\/#\/schema\/person\/11a7ff3fb8687f9fdcd7399f90dae3d8\",\"name\":\"Jeff Hoyt\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.seniorliving.org\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2020\/02\/jeff-hoyt-profile.jpg\",\"contentUrl\":\"https:\/\/www.seniorliving.org\/app\/uploads\/2020\/02\/jeff-hoyt-profile.jpg\",\"caption\":\"Jeff Hoyt\"},\"url\":\"https:\/\/www.seniorliving.org\/author\/jeff-hoyt\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"A Guide to Credit Cards for Seniors | SeniorLiving.org","description":"Seniors can benefit from credit cards like Barclays AARP for medical expenses and American Express Blue Cash for groceries, but high interest and fees are key drawbacks.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/","og_locale":"en_US","og_type":"article","og_title":"A Guide to Credit Cards for Seniors | SeniorLiving.org","og_description":"Seniors can benefit from credit cards like Barclays AARP for medical expenses and American Express Blue Cash for groceries, but high interest and fees are key drawbacks.","og_url":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/","og_site_name":"SeniorLiving.org","article_publisher":"https:\/\/www.facebook.com\/SeniorLiving.org\/","article_modified_time":"2025-04-18T22:16:47+00:00","og_image":[{"width":1800,"height":600,"url":"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png","type":"image\/png"}],"author":"Jeff Hoyt","twitter_card":"summary_large_image","twitter_creator":"@seniorlivingorg","twitter_site":"@seniorlivingorg","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#article","isPartOf":{"@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/"},"author":{"name":"Jeff Hoyt","@id":"https:\/\/www.seniorliving.org\/#\/schema\/person\/d7aa002a63708a8708a00ff30edd8835"},"headline":"A Guide to Credit Cards for Seniors","datePublished":"2022-02-02T18:08:43+00:00","dateModified":"2025-04-18T22:16:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/"},"wordCount":7,"commentCount":0,"publisher":{"@id":"https:\/\/www.seniorliving.org\/#organization"},"image":"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png","thumbnailUrl":"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png","keywords":["Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.seniorliving.org\/finance\/credit-cards\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/","url":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/","name":"A Guide to Credit Cards for Seniors | SeniorLiving.org","isPartOf":{"@id":"https:\/\/www.seniorliving.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#primaryimage"},"image":{"@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#primaryimage"},"thumbnailUrl":"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png","datePublished":"2022-02-02T18:08:43+00:00","dateModified":"2025-04-18T22:16:47+00:00","description":"Seniors can benefit from credit cards like Barclays AARP for medical expenses and American Express Blue Cash for groceries, but high interest and fees are key drawbacks.","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.seniorliving.org\/finance\/credit-cards\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.seniorliving.org\/finance\/credit-cards\/#primaryimage","url":"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png","contentUrl":"https:\/\/www.seniorliving.org\/app\/uploads\/2022\/02\/Do-Seniors-Need-A-Credit-Card.png","width":1800,"height":600,"caption":"Do Seniors Need A Credit Card"},{"@type":"WebSite","@id":"https:\/\/www.seniorliving.org\/#website","url":"https:\/\/www.seniorliving.org\/","name":"SeniorLiving.org","description":"Get expert advice on all things senior living - from senior housing and safety, to money, health and care. We make aging easy for seniors and their loved ones.","publisher":{"@id":"https:\/\/www.seniorliving.org\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.seniorliving.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.seniorliving.org\/#organization","name":"SeniorLiving.org","url":"https:\/\/www.seniorliving.org\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.seniorliving.org\/#\/schema\/logo\/image\/","url":"https:\/\/www.seniorliving.org\/app\/uploads\/2021\/04\/seniorliving-logo-min.png","contentUrl":"https:\/\/www.seniorliving.org\/app\/uploads\/2021\/04\/seniorliving-logo-min.png","width":2201,"height":504,"caption":"SeniorLiving.org"},"image":{"@id":"https:\/\/www.seniorliving.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SeniorLiving.org\/","https:\/\/x.com\/seniorlivingorg","https:\/\/www.instagram.com\/seniorlivingorg\/","https:\/\/www.youtube.com\/channel\/UCIYQwu7wEpLyijISnF5Z6eA"]},{"@type":"Person","@id":"https:\/\/www.seniorliving.org\/#\/schema\/person\/11a7ff3fb8687f9fdcd7399f90dae3d8","name":"Jeff Hoyt","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.seniorliving.org\/#\/schema\/person\/image\/","url":"https:\/\/www.seniorliving.org\/app\/uploads\/2020\/02\/jeff-hoyt-profile.jpg","contentUrl":"https:\/\/www.seniorliving.org\/app\/uploads\/2020\/02\/jeff-hoyt-profile.jpg","caption":"Jeff Hoyt"},"url":"https:\/\/www.seniorliving.org\/author\/jeff-hoyt\/"}]}},"_links":{"self":[{"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/posts\/233914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/comments?post=233914"}],"version-history":[{"count":5,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/posts\/233914\/revisions"}],"predecessor-version":[{"id":259434,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/posts\/233914\/revisions\/259434"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/media\/235367"}],"wp:attachment":[{"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/media?parent=233914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/categories?post=233914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.seniorliving.org\/wp-json\/wp\/v2\/tags?post=233914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}